Maya Sterling
Maya has spent the last decade turning confusing money topics into plain English. She’s happiest when a reader tells her a guide finally made compound interest click.
Writes about saving, investing, compound interest. Educational content only — see our editorial policy.
Guides by Maya
- Flat vs Reducing-Balance Interest: Why the Same Rate Costs More
Why the same interest rate can cost far more as “flat” interest than as reducing-balance — and how to spot the difference.
- What Is Compound Interest? (The 8th Wonder of the World)
Compound interest is what happens when your money starts earning money of its own — and given enough time, that snowball gets surprisingly large.
- How to Build an Emergency Fund (and How Big It Should Be)
An emergency fund is the quiet buffer that turns a financial disaster into a manageable inconvenience — here is how to size it and build it.
- The Rule of 72: How Fast Does Your Money Double?
Divide 72 by your interest rate and you get a startlingly good estimate of how many years it takes your money to double — no calculator required.