Investing & Savings
Grow your money with confidence — SIPs, lump sums, deposits, retirement, and returns, all with the exact formulas and any currency.
SIP Calculator
Estimate the maturity value of a Systematic Investment Plan. Enter your monthly investment, expected annual return, and time horizon to see how much you invest, how much you earn, and the final corpus.
Lumpsum Investment Calculator
Project the future value of a one-time lumpsum investment. Enter the amount, expected annual return, and time horizon to see your maturity value, total returns, and growth multiple in any currency.
Simple Interest Calculator
Calculate simple interest on a principal over time. Enter the principal, annual rate, and term to see the interest earned and the maturity amount — and how it differs from compound interest, in any currency.
Future Value Calculator
Find what a sum of money today will be worth in the future. Enter the present amount, growth rate, term, and compounding frequency to get the future value and interest gained, in any currency.
Present Value Calculator
Find what a future sum of money is worth today. Enter the future amount, discount rate, term, and compounding frequency to get the present value and the discount applied — in any currency.
ROI Calculator
Calculate return on investment (ROI) from an initial cost and a final value. Get total ROI, net gain, and the annualized return so you can compare investments held for different lengths of time.
CAGR Calculator
Calculate the compound annual growth rate (CAGR) between a beginning and ending value over a number of years. See the smoothed yearly rate, total growth, and absolute gain for any currency.
APY Calculator
Convert a nominal interest rate into its effective annual yield (APY) for any compounding frequency. See exactly how much extra compounding adds over the stated rate, in any currency.
Rule of 72 Calculator
Use the rule of 72 to estimate how many years it takes an investment to double at a given annual rate — then compare it against the exact doubling time to see how accurate the shortcut is.
Annuity Calculator
Calculate the future and present value of an annuity — a stream of equal payments — for any rate, term, and payment timing. See total contributions versus compound growth in any currency.
NPV Calculator
Calculate the net present value of an investment from an upfront cost, annual cash flows, and a discount rate. See whether the project adds value in today's money and how much.
IRR Calculator
Find the internal rate of return for an investment from its upfront cost and annual cash flows. The IRR is the annual return at which the project breaks even — compare it to your required rate.
Savings Goal Calculator
Work out how much to save each month to hit a target by a deadline. Factors in your current savings and an expected rate of return, in any currency.
Net Worth Calculator
Add up everything you own and subtract everything you owe to find your net worth. Breaks down assets versus liabilities so you can track financial progress in any currency.
Emergency Fund Calculator
Find out how big your emergency fund should be and how far your current savings stretch. Based on your monthly expenses and the months of cover you want, in any currency.
FIRE Calculator
Calculate your FIRE number — the amount you need invested to retire early — from your annual expenses and safe withdrawal rate, plus how many years of saving it takes to get there. Works in any currency.
Fixed Deposit (FD) Calculator
Work out the maturity value of a fixed deposit. Enter your principal, interest rate, term, and compounding frequency to see the interest earned and the total amount you receive at maturity.
Recurring Deposit (RD) Calculator
Estimate the maturity value of a recurring deposit. Enter your monthly deposit, interest rate, and term to see how much you contribute, how much interest you earn, and what your RD is worth at maturity.
CD Calculator
Calculate what a certificate of deposit (CD) will be worth at maturity. Enter your deposit, APY or nominal rate, term, and compounding frequency to see the interest earned and the final value.
Retirement Calculator
Project the retirement corpus you are on track to build. Enter your age, target retirement age, current savings, monthly contribution, and expected return to see your future nest egg and the income it could provide.