Mortgage & Real Estate
Buy, rent, refinance, and invest in property — affordability, equity, cap rate, balloon payments, and payoff strategies.
Home Affordability Calculator
Find out how much house you can afford based on your income, existing debts, down payment, and interest rate. See your maximum monthly payment, loan amount, and home price.
Rent vs Buy Calculator
Compare the true cost of renting versus buying over the years you plan to stay. Factors in the down payment, mortgage interest, upkeep, rent increases, home appreciation, and the equity you build.
Mortgage Payoff Calculator
See how much faster you can pay off your mortgage — and how much interest you save — by adding a fixed amount to every monthly payment.
Biweekly Mortgage Calculator
See how paying half your mortgage every two weeks — 26 payments a year instead of 12 monthly ones — shortens your loan and cuts total interest.
Debt-to-Income Ratio Calculator
Calculate your front-end and back-end debt-to-income (DTI) ratios — the figures lenders use to decide how much you can borrow for a home.
HELOC Calculator
Estimate how large a home equity line of credit (HELOC) you can open. Enter your home value, mortgage balance, and the lender LTV cap to see your available credit line, current equity, and loan-to-value.
Home Equity Loan Calculator
Work out how much you can borrow with a fixed-rate home equity loan and what the monthly payment, total interest, and total repaid will be. Enter your home value, mortgage balance, LTV cap, rate, and term.
Rental Property Calculator
Estimate the return on a rental property. Enter the purchase price, down payment, monthly rent, and annual expenses to see net operating income, cap rate, and cash-on-cash return.
Price Per Square Foot Calculator
Convert a property's total price and floor area into a price per square foot and per square metre, so you can compare listings of different sizes on an equal footing.
Balloon Payment Calculator
See the lump-sum balloon payment due at the end of a balloon loan, plus the low monthly payment along the way. Enter the loan amount, rate, amortization period, and when the balloon falls due.